There are a lot of different places you can go on the internet to get car insurance quotes. Naturally, there are the official sites of the insurance companies themselves, as well as the sites of authorized insurance agents and sales representatives who work with these companies. Then there are the websites of third parties who promote the insurance products of insurance companies as affiliates and there are also websites which offer information on auto insurance quotes strictly to help consumers become better informed.
Like anything else, there are pros and cons to shopping online for car insurance quotes, though there are far more positives than negatives. Keep reading for some of the reasons you may want to think about looking online when you want to get a new car insurance policy.
Shopping online for car insurance allows you to get more quotes in less time than if you were shopping the old fashioned way, calling around to different insurance companies. In fact, the car insurance quotes comparison sites make it especially easy by allowing you to fill out a single form with the basic details about yourself and your car. It only takes a few minutes and you’ll receive quotes from several different insurers quickly. You can then compare the policies and prices and come to your own informed decision, knowing all of the relevant facts. You can do it all from the comfort of your own home; and it saves a great deal if time.
Rather than working with insurance agents, taking your search to the web can save you money. You’ll generally receive cheaper car insurance quotes, since insurance companies reduce their operating expenses by dealing with potential customers online and can pass along part of these savings in the form of cheaper premiums.
The better comparison sites will show you quotes and details on policies from several different insurers as well as providing general information which will be helpful to people in search of a car insurance policy. In short, they should be neutral in regard to the insurance companies and be focused on helping consumers to get a better deal – a site which seems to be trying too hard to steer you to a particular company may not be giving you unbiased information, after all. Having more choices is what being an informed, empowered consumer is all about and that’s just what a good car insurance quotes comparison site offers to its visitors.
Finally, a word of caution. We are talking about the internet and there are scams out there, so be careful. Always look for logos from Verisign or other trusted secure authentication services; and of course, never provide any kind of personal information (especially financial information) on a website which is not secure. Look for a padlock icon in your browser, usually in the lower right hand corner as well as the prefix https: instead of simply http: before the name of the website in your address bar in order to be sure that the site you’re dealing with is safe.